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The Bureau believes that, in order to achieve these consumer protections, a lender must have access to reasonably comprehensive information about a consumer's current and recent borrowing history, including covered loans made to the consumer by other lenders, on a real-time or close to real-time basis.
The default fee covers the costs to the company for loans that are a higher risk, due to being in arrears and is $1 per day while This is the default interest rate for the portion of your loan that is in default.
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