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John Harwood, who apparently gets paid for every reference he makes on CNBC to "North Carolina was in Mitt Romney's column in 2012 but Hillary's leading and Donald Trump absolutely needs it" (not exact quote) (SuperMegaDrink), said a Trump surprise was possible, but it would take an "unprecedented failure" across the board in polling.
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In 2013 Parliament tightened regulation on the payday lending further introducing the Consumer Credit and Corporations Legislation Amendment (Enhancements) Act 2012 (Cth) which imposed an effective APR cap of 48% for all consumer credit contracts (inclusive of all fees and charges).
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