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When I knew I was not going to be able to make my monthly payments (4 months ago), I immediately called to see if they would accept a partial payment (1/2) of what my monthly payment was.
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His plight was pretty familiar: Go deeper into debt in a gamble to give your career a push, or keep on the same path, working a job while trying to cobble together a real-world education equivalent to I gave him the usual spiel I trot out when I get emails like that: Go back to school, take a chance!
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If you submit a wrong answer or time runs out, you'll get a strike.
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