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Because this is a true advance and not a loan, there is no interest charged making it far less costly than a payday or auto title loan.
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For consumer credit card owners, you can request a balance transfer through Regions Online Banking by logging in and selecting your credit card account.
This separate entity will often service the loan and guarantee the loan's performance to the party funding the loan.
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Bankers' Association chief executive Karen Scott-Howman said access to ATMs was potentially a problem for banks.