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Knowing they have a house list of millions of buyers, Id create or ACQUIRE a product which they could offer to their house lists.
Access to growth capital has been one of the top ten concerns for businesses over the last decade or so.
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This necessitates the need for MFIs to have customized loans products, which allow for more flexibility with the installment schedule.
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The Bureau also recognizes that some community banks have reported to the Bureau that they make some covered longer-term loans based on their relationship method of underwriting.
Instead, the Legislature passed two very modest bills last session, requiring so-called credit-access businesses to get licensed, meet minimum financial standards, report data on their loans to a state agency, and be more transparent about fees and rates with consumers.