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As a result of this presumption, it would not be reasonable for a lender to determine that the consumer will have the ability to repay the new covered longer-term loan without taking into account the fact that the consumer did need to reborrow after obtaining a prior loan and making a reasonable determination that the consumer will be able to repay the new covered longer-term loan without reborrowing.
For this group, the median time in debt over that period was over two years, and nine percent of the group had a loan in every pay period across the four years.
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If you have borrowed from Cash Train before and wish to do so again you can apply using the 'existing customers' application form.
Financial Counselling Australia offers many call their hotline at 1800 007 007 to know more.
Below are other things that you might need when submitting your application form to any money lending company.