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Or, spend a minute reading this NYT article and this NPR coverage.
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For example, you could borrow $5,000 for the purpose of buying new household appliances but you would not have to put any type of personal property up as collateral.
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The loan papers said the annual percentage rate, which includes interest as well as fees, was 90 percent.
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These requirements are intended to ensure that the terms of the payment transfers authorized by consumers are provided to them in a manner that permits them to review authorizations for consistency with their understanding of the terms and, when necessary, contact the lender to request clarification or discuss potential errors.
I still worked, but just 10 hours or less a week when school is in session.
Some of the victims had taken out short-term loans from payday lenders, but the loans were not delinquent, nor did the defendants have the right to collect on the loans, the complaint said, top online payday loans
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