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Before you receive your loan funds, you will be required to
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We agree to receive cash, checks, and other items and entries for deposit at our offices and ATM locations and to account for such deposits to you by means of receipts and your statements.
The second example is a method of setting minimum percentages of income or dollar amounts that, when used in ability-to-repay determinations for covered longer-term loans, have yielded high rates of default and reborrowing relative to rates of default and reborrowing of other lenders making covered longer-term loans to similarly situated consumers.
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The Parent PLUS Loan and Grad PLUS Loan do involve a modest credit check, which looks for the absence of an adverse credit history.