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The discussion here is confined to the direct costs to small entities of complying with the requirements of the proposed rule.
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They speculated that some of the difference in the outcomes of the two preceding studies could reflect the fact that re-enlisting in the Army was easier than re-enlisting in the Air Force during the time periods covered by the respective studies.
So if borrowing for less time means your monthly repayments are beyond your means, you'll have to adjust the term of the loan accordingly.
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