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That law caps annual percentage rates on loans to active duty service members and their families at 36 percent.
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Carrell and Zinman developed a measure of payday loan access similar to that used by Morse and linked it to the job performance of Air Force personnel, showing that greater access to payday lending leads to worse job performance to such an extent that fewer are eligible for reenlistment.
Jim Lebenthal said some people are playing "catch-up," and they'll look to financials and health care.
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