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The lender does not comply with § 1041.
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Borrowers would also not be able to be indebted on more than two outstanding loans made under the Portfolio approach from the lender or its affiliates within a period of 180 days.
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While many borrowers who live outside of MSAs do travel that far to take out a payday loan, many do not, and the additional travel distance would impose a cost on these borrowers and may make borrowing from storefront lenders impractical or otherwise cause them to choose not to borrow from such lenders.
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In order to claim ‘Exempt’ for a new calendar year, you must re-file a new Form W-4 by February 15th in order to maintain the exempt status.
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