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(iv) Certifies that the assessment has been conducted by a qualified, objective, independent third-party individual or entity that uses procedures and standards generally accepted in the profession, adheres to professional and business ethics, performs all duties objectively, and is free from any conflicts of interest that might compromise the assessor's independent judgment in performing assessments.
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A Part IX Debt Agreement is a formalised, legally-binding agreement between yourself and your creditors to pay back debts.
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”) (discussion later in the document indicates that the CSO section covers both online and storefront loans).
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- “Fees and Charges” means the fees and charges specified in the Loan Schedule from time to time;