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Loan from cash generator thus, the Bureau believes that residual income is a more direct test of ability to repay than DTI and a more appropriate test with respect to the types of products covered in this rulemaking and the types of consumers to whom these loans are made.
Accordingly, a lender would be permitted under § 1041.
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Whether you plan to take out a line of credit, a basic personal loan or a loan specifically designed for catching up on RRSP contributions, shop around for the best rates.