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But consumer advocates, like the Center for Responsible Lending, call them "predatory" and have called on federal regulators to ban the products.
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In other type of instant loans like payday loans, you have to pay back whole loan amount at once within one month.
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Payday loan company addresses the fees typically range from $29 to $199 based on the government service requested.
This is especially true for people in Montana who are unable to get an overdraft at their Billings bank, or do not have family members who can help them at short notice.