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Rather than making individual loans without 100 percent backing (todays system) a Gesellian tax or publicly collected negative interest rate would act as if money itself was loaned out by the public for private use by everyone.
While many credit cards certainly have an important role to play, and some carry interest rates lower than most small-dollar installment loans, credit cards are not the best fit for some consumers, as evidenced by the widespread problem of credit card debt.
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The conversation took an oddly circuitous route as Judge attempted to segue into an article on CNBC.
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