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The signed authorization must be obtained from the consumer no earlier than when the consumer receives the consumer rights notice required by § 1041.

The Bureau seeks comment on all aspects of the Bureau's approach to the effective date of the final rule, whether it should be simplified and whether the proposed time periods are appropriate, should be lengthened, or should be shortened.

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On top of that, Alabama Credit Union will match every member's donation with an additional $12 -- for a total of $36 per year, per account.

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