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This provides a rough measure of default on these loans, but more importantly demonstrates the harm borrowers suffer in the process of defaulting on these loans.
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Several of the lenders represented in the report had either eliminated single-payment products or were migrating to installment products while still offering single-payment loans.
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Eligibility requirements depend on the grant program you are applying to, but most of them accept proposals from scientists, pre-doctoral students, and investigators.
The Bureau has crafted the proposed ability-to-repay requirement to avoid unnecessary costs.
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“Ability to repay” in this context means that the consumer has the ability to repay the loan over its life and according to its terms without reborrowing and while meeting the consumer's major financial obligations and basic living expenses.