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In such circumstances, a consumer would be presumed to not have the ability to repay a covered longer-term loan under proposed § 1041.
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The Bureau seeks comment on this proposed statement of Federal law prohibition, including the breadth and benefit of the statement and its location within the consumer rights notice.
The Bureau expects that access to a registered information system would be priced on a “per-hit” basis, in which a hit is a report successfully returned in response to a request for information about a particular consumer at a particular point in time.
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